CIBanco and Intercam lose assets and deposits after US sanctions.

July 2025 marked a critical period for CIBanco and Intercam , two financial institutions recently singled out by the U.S. Treasury Department for alleged money laundering -related transactions. The effects of these accusations were directly reflected in their balance sheets, generating significant losses in assets , deposits , and loan portfolios .

According to the CNBV , Intercam recorded assets of 56.634 billion pesos at the end of July, representing a 40% drop compared to the previous month . In annual terms, the cumulative decline reached 22.7% .

In terms of fundraising , the firm accumulated 23.945 billion pesos , a monthly drop of 35.1% and an annual decrease of 35.4% . In July alone, the reported loss was 244 million pesos , demonstrating the magnitude of the reputational impact following the US accusations.

To address this situation, Intercam sold a large number of assets to Kapital Bank , consolidating its transformation into a financial group starting in September of this year.

For its part, CIBanco accumulated 99.169 billion pesos in assets , representing a monthly drop of 17.6% and a decrease of 26.94% so far this year. Its deposits also suffered, with 28.277 billion pesos , falling 26.1% in one month and 42.6% from January to July.

The trust business, traditionally a pillar of the bank, fell from 30% to 25% market share in just one month, reaching 2 trillion 757 billion pesos . This area was sold to Multiva , which took over in September, while the auto loan portfolio was transferred to BanCoppel .

CIBanco's total loan portfolio in July was 16.744 billion pesos , a 5.7% drop, reflecting the pressure on the institution.

The Mexican banking sector is showing signs of slowdown , with accumulated profits of 178.43 billion pesos from January to July, a mere 0.31% real increase compared to the previous year.

Meanwhile, the outstanding loan portfolio of all banks reached 7 trillion 839 billion pesos , a real growth of 4.7% , highlighting the partial resilience of the financial system despite pressure on CIBanco and Intercam.

For both banks, asset sales and the reorganization of trust businesses and loan portfolios have been key measures to mitigate the impact of the sanctions. These actions reflect a strategic restructuring aimed at maintaining customer confidence and financial stability in the face of a stricter regulatory environment. The story of CIBanco and Intercam illustrates how international regulatory events can quickly impact banks ' customer acquisition , assets , and profitability , providing a lesson in the importance of risk and reputation management in the Mexican financial sector.