Who is eligible for the $50,000,000 personal loan and how to apply for it in July 2025

Personal loans reaching $50,000,000 by July 2025 are available through banks like Banco Nación and are primarily aimed at self-employed individuals . This tool aims to stimulate the economy with long-term, fixed-rate lines of credit in pesos.

Banco Nación maintains a current line of personal loans for those registered as self-employed workers .

This financing can be used for productive projects , work tools or any economic need.

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Amounts range from $10,000 to $50,000,000 and can be repaid in up to 72 fixed installments . Automatic debit from a bank account is required for transactions.

The main requirements for access are:

• Be registered in the Monotributo

• Submit the INDEC Census Compliance Certificate

• Be of legal age and not exceed retirement age at the time of the last payment

• Maximum amount : $50,000,000

• Term : up to 72 months

• Annual Nominal Rate (APR) : 63%

• Annual Effective Rate (AER) : 84.78%

• Total Financial Cost (CFT) with TNA: 90.89%

• CFT with TEA : 140.16%

For those who do not have a National Account , the conditions are more demanding:

• TNA : 84%

• TEA : 125.22%

• CFT with TNA : 101.64%

• CFT with TEA : 165.29%

In addition, it is required that the value of the first installment does not exceed 30% of the declared monthly income .

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The management can be done online or in person :

• Visit the official Banco Nación website or visit a branch.

• Check requirements and conditions.

• Upload the requested documentation .

• Select the loan amount and term.

• Choose whether to join a National Account.

• Wait for the bank's credit evaluation .