If you send the same amount of money between your bank account and Nequi or Dale!, Dian explains why you could file a tax return in 2025.

By 2025, Colombians must file their income tax return with the National Tax and Customs Directorate (DIAN). This information is used by the tax authority to calculate the tax payable based on their income and other factors.

Bank transactions are part of the amounts reviewed to determine whether or not a person is required to file a tax return. The DIAN explained the cases.

In a video, the DIAN appealed to taxpayers: "Transferring the same amount of money between your bank accounts and then a virtual wallet could make you responsible for filing income tax returns."

According to the entity, "every deposit into your bank accounts or virtual wallets is recorded as a deposit," regardless of whether "it's the same amount."

However, to file a tax return, the total amount of deposits, whether between banks or wallets such as Dale!, Nequi, or Daviplata, during 2024 must total $65,891,000.

"The obligation to file a tax return doesn't depend on whether or not you make a transaction through a digital wallet, but rather on the amount of transactions you make during the year through any channel. If you had income that exceeds the aforementioned amount, regardless of the channel through which you received it, you must file your tax return," reiterated Jeisson Ramirez, a tax specialist, in a recent interview with this newspaper.

If your deposits are less than the indicated amount, you wouldn't have to file a tax return. However, there are other limits to keep in mind.

For 2025, the tax authority has established thresholds for determining whether you'll need to file a tax return. Do the math: meeting one of the following criteria makes you a tax filer :

The DIAN may notify you by mail that you would need to file a tax return. However, accountants consulted by this newspaper have urged citizens to check the limits before receiving a communication from the entity.

"You shouldn't wait to receive an email from the DIAN (National Tax Agency) informing you that you have a suggested return, because "it may or may not arrive," commented accountant Lina María Collazos, a master's degree holder in finance.

The DIAN (National Tax Agency) has established a deadline for filing income tax returns, based on the last digits of the taxpayer's tax identification number (NIT) . This doesn't mean that's the only day you have to file your tax return.

For example, if your last digits are 99 or 00, you have until October 24 to file your tax return and, if applicable, pay.

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